Protecting Your Personal Information is Our Default Mode

At BillMari, we understand how important privacy is to our members and partners. That’s why we are committed to maintaining the confidentiality, integrity, and security of all personal information. We collect only what we need to provide a secure service, and we don’t share your personal information with any third parties except to ensure the safety, quality and certain aspects of our service, compliance with laws and regulations, and the security of you, our members and our partners.

Your privacy is an essential factor that BillMari considers in the development of its systems. This Privacy Policy describes the policies and procedures in general of BillMari on the collection, use and disclosure of your information including any personal information as used on BillMari.
Personal Information here means information which identifies you, like your name or email address. Any information that falls out of this is non-personal information.
In the event we store personal information with information that is non-personal, we will consider the combination as personal information. If we remove all personal information in a set of data, then the remaining is non-personal information.

How Do We Collect Your Information?

We collect information about you when:

- You give it to us directly for example when you register or choose to transact through our system.

- When we try and understand more about you based on information, you’ve given us, for example, using your IP address to facilitate the collection of data concerning your interaction with the services.

- We collect it automatically through our services that make use of technologies such as cookies.

- When someone else tells us information about you.

What Information Do We Collect And Why?

The information we collect helps us personalise, improve and operate services. You may as well voluntarily provide additional information about yourself to enhance service delivery. We store the information you provide about yourself to make available services and information you request.

Unless otherwise described below, we will not use personal information provided to us for purposes other than those you have requested without also providing you with an opportunity to agree to or otherwise limit such uses.
We may collect the following types of information from our users some of which will be personal information and some of which will be non-personal:

Financial Information
We use third-party payment processing companies ("Payment Processors") who collect and store financial information, such as your payment method (valid credit card number, type, expiration date or other financial information), and their use and storage of that information is governed by the Payment Processors' applicable terms of service and Privacy Policy. Collected billing information is used to process billing payments and fraud detection.

IP Address information and other information collected automatically
We may automatically receive and record information from your web browser including your IP Address when you interact with our services. We may automatically obtain and record information about the use of features of our services, the functionality of our services and other information related to the interactions with the services. We use the information we automatically collect and record to analyse trends, to administer, monitor and improve the services, to track users' use of the services, and to gather broad demographic information for aggregate use. We do not use IP addresses to identify you personally or disclose them to others. This information is used for fighting spam/malware and also to facilitate the collection of data concerning your interaction with the services (e.g., what links you have clicked on).
Information collected using cookies

As is true with most websites, when you visit our site, a "cookie" may be set on your computer. Cookies contain a small amount of information that allows our web servers to recognise you whenever you visit.
We use cookie information to analyse trends, administer the website, track users' movements and gather demographic information for aggregate use. BillMari also may use cookies to enable our servers to recognise your web browser and tell us how and when you visit the Site and otherwise use the services through the Internet.
Aggregate information

We may collect statistical information about how users use the services ("Aggregate Information"). Some of this information may be derived from personal information. This statistical information is however not personal information as it is void of any personal identifying elements.

How Do We Store and Protect Your Information?

Once we have it, we are committed to protecting your personal information. We implement business and technical security measures to maintain strict control on who access your data. Despite our best intentions, if we learn of a security breach, we’ll notify you so you can take appropriate protective steps.

We also don’t want to hold your personal information for any longer than we need to. Once we are done with it, we take appropriate measures to destroy it unless legally required by law to keep it longer.

When Do We Share Your Information With Others?

Except as described in this Privacy Policy, BillMari will not share, sell or rent Individual Personal Information with anyone without your permission or unless ordered by a court of law.

Information submitted to us is only available and utilised by our employees and systems responsible for providing services to our customers and contracted service providers for processing and providing services provided they are bound by contractual obligations of handling this data as approved by BillMari.

When we are fulfilling our mission of using the Blockchain technology to decolonise our lives as well as the many diverse communities of our African Diaspora we will release information to make our products better and foster collaboration. When doing so, we will remove your personal information and try to disclose it in a way that minimises the risk of you being re-identified.

We follow the law whenever we receive a request about your from a government or related to a lawsuit that requires us to hand over personal information on you. We’ll notify you whenever asked to hand over your personal information in this way unless legally prohibited from doing so. When we receive requests like this, we will only release inform

In the event organisational structure changes for example through getting acquired, filing for bankruptcy, undergoing a restructure; we may pass your information over to an affiliate or successor.

What Choices Do I have Regarding My Information?

You can use some of our services without registering hence limiting the amount of information we collect. You can always opt not to disclose specific information to us even though it may be needed to take advantage of some of the features of our service.

You have the right to object to the processing and use of your personal information as well as the disclosure of your personal information to third parties. Please email BillMari at to make such requests.

To protect your privacy and security, we may also take reasonable steps to verify your identity before updating or removing your information. Where permitted by law, your ability to access and correct personal information will be temporarily limited where access and correction could: limit BillMari’s ability to comply with a legal regulation; decrease BillMari’s ability to investigate, make or defend legal claims; result in the disclosure of personal information of a third party; or result in the breach of a contract or disclosure of trade secrets or other proprietary business information belonging to BillMari or a third party.

What Happens When There Are Changes to this Privacy Policy?

This Privacy Policy may be modified from time to time. The updates will be posted online, and we recommend you review the Privacy Policy to ensure you are aware of any changes made to it. Your continued use of this service after the effective date of such changes constitutes your acceptance of such changes.

In the event that the modifications materially alter your rights or obligations hereunder, we will make reasonable efforts to notify you of the change.

Contact BillMari

If you want to correct your information, or you have any questions about our privacy policies, please get in touch with:

Attn: Legal Notices - Privacy


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